Asset & Equipment Financing for your business needs

Business Asset & Equipment Finance provides funding against the value of the multiple assets within your business.

Whether you need to upgrade machinery, expand your fleet, or invest in new technology, we offer flexible financing options tailored to your needs.

Fast and flexible finance

Bespoke to your business needs

Pay monthly instead of paying in advance and impacting cash flow

Check Your Eligibility Today!

Fill in this 1-minute eligibility form to receive a finance quote without impacting your credit score.

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Why choose asset & equipment finance?

Choose asset and equipment finance to accelerate your business growth without tying up valuable capital.

With tailored financing solutions, you can acquire essential assets and equipment to enhance productivity, expand operations, and stay ahead of the competition.

Unlock opportunities for innovation and success while preserving your cash flow for other critical business needs.

What is a hard asset?

Hard assets are high-value items essential for maintaining and advancing business operations, such as machinery and vehicles. These long-term assets often retain their value over many years, making them crucial for sustained business productivity and growth.

What are Soft Assets?

Soft assets consist of lower-value items that enhance employee performance and contribute to a productive work environment. Examples include furniture, IT and security equipment, telecom systems, and industry-specific tools, all of which support daily operational efficiency.

 

Why choose us?

Choose us for tailored financing solutions, competitive rates, and exceptional service. We prioritize your success.

Competitive Rates

Access financing at competitive rates to maximize your business’s financial potential.

Flexible Terms

Tailored loan terms to suit your business needs and financial goals.

Easy Application

Streamlined application process for quick and hassle-free access to funding.

Fast Decision

Swift approval process ensures you receive funding when you need it most.

Over +80 lenders

Gain access to a wide network of lenders, ensuring diverse financing options.

5 Star Rates

Benefit from exceptional rates that set your business up for success.

Over £10m Funded

Trust in our proven track record, with over £10 million funded to businesses like yours.

Build Business Credit

Secure financing while building a strong credit profile for future opportunities.

Bespoke Service

Personalized solutions crafted to meet the unique needs of your business.

What types of Asset Equipment Finance are there?

At Funding Flex, we simplify the process by outlining three primary solutions: Hire Purchase, Finance Lease and Leasing. Understanding the distinctions helps you determine the best fit for your business needs.

Hire Purchase vs Finance Lease vs Leasing

Product Feature Hire Purchase Finance Lease Leasing
Transfer of legal title Yes No No
Tax relief on Interest Interest Rentals
Capital Allowances Yes No No
Annual Investment Allowance Yes No No
Reclaim VAT on payments No Yes Yes
Reclaim VAT on cost of asset Yes No No
Appears on Balance Sheet Yes Yes No
Customer Depreciates Asset Yes No No

Enquiry to Payout in 4 steps

We takes the hassle out of asset equipment finance, allowing you to focus on what truly matters – growing your business.

Enquiry

Fill out our enquiry form to check your eligibility without it impacting your credit score.

Application

Let our team of finance broker experts handle your application process, searching over 80 lenders to find the best options for you.

Approval

If your finance application is approved, we’ll send a copy of your finance agreement to you for completion.

Payout

Once we receive your signed agreement, we swiftly process and release funds.

What sectors do we support?

We provide asset equipment finance solutions for any asset or funding requirement, regardless of your sector. Discover how our industry finance experts can accelerate your business growth.

Tech Finance

Unlock growth with specialized financing tailored to tech industries.

Tech Finance

Media Finance

Fuel creativity and growth with specialised financing options for media ventures.

Media Finance

Retail Finance

Boost sales and expand operations with financing tailored to retail businesses. Retail Finance

Transport Finance

Keep your fleet moving with flexible financing options for the transport industry.

Transport Finance

Gym Finance

Strengthen your gym’s financial health with tailored financing solutions.

Gym Finance

Energy and Renewable Finance

Power up your energy projects with specialised financing options.

Energy Finance

Leisure Finance

Elevate guest experiences with flexible financing tailored to your leisure business.

Leisure Finance

Construction Finance

Build success from the ground up with flexible financing options for construction projects.

Construction Finance

Hospitality Finance

Enhance guest satisfaction with customisable financing solutions for the hospitality sector.

Hospitality Finance

Equipment & Asset Finance FAQ

Find answers to your equipment & asset finance questions in our FAQs section

Equipment finance is a financial solution that enables businesses to acquire equipment without paying the full purchase price upfront. Instead, businesses can secure funding from a lender to purchase or lease equipment, which they then repay over time with interest. This allows businesses to access the equipment they need while preserving capital for other operational expenses.

Equipment financing allows businesses to acquire the equipment they need through a loan or lease arrangement. The lender provides funds for purchasing or leasing equipment, which the business then repays over time, typically in fixed monthly installments. This enables businesses to obtain essential equipment without a large upfront investment.

The duration of equipment financing can vary depending on factors such as the type of equipment, the lender’s terms, and the financial stability of the borrower. Typically, equipment financing terms range from one to seven years, although longer terms may be available for certain types of equipment or larger financing amounts. For example, DJ equipment finance or gym equipment finance may have shorter terms compared to construction equipment finance or farm equipment finance due to differences in asset lifespan and depreciation. Ultimately, the length of equipment financing should align with the equipment’s useful life and the borrower’s financial objectives.

Financing equipment involves several steps to secure the necessary funds for acquiring assets vital to business operations.

  1. First, businesses should assess their equipment needs and budget constraints to determine the type and quantity of equipment required.
  2. Next, we go away and explore financing options such as equipment loans, leases, or hire purchase agreements offered by banks, financial institutions, or specialized equipment financing companies.
  3. We compare rates, terms, and repayment options to find the most suitable financing solution for your needs.

Whether seeking DJ equipment finance, gym equipment finance, or financing for construction or farm equipment, you can benefit from tailored financing solutions designed to support your growth and success.

Have More Questions?

Call us or request a back call to contact our specialists

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Access to over 80 SME lenders across the UK

We are Asset Equipment Finance Experts

We focus on business finance so that you can continue being an expert in yours.

Asset Equipment Finance Deals

Explore our past Deals of the Week, showcasing our successful financing solutions for businesses just like yours.

Testimonials on Asset Equipment Finance

Read what our clients have to say about their business asset finance experience with Funding Flex and how our financing solutions have transformed their businesses.

Apply for finance

Apply for Tailored Financing Solutions Today and get a response within 24 hours!

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Check out our other finance products clicking on the links below.